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Special installment rate 0.65% for 3,6 and 10 months (1 Mar - 30 Sep 2024)
 

Installment Terms & Conditions:
  • The qualified transaction converted to installment shall be the spending transaction made through ICBC (Thai) credit cards only.
  • The minimum amount for the Installment service per each transaction shall be at least THB 1,000 and accumulated installment amount per each transaction shall be at least THB 3,000 Qualified transactions include any expenses from spending in any domestic and international spending. The transactions which shall excluded are cash advances, interest charged on card balances, all finance charges and fees, cash transfer to saving, purchase of investment in LTF/SSF/RMF funds, every type of investment fund, Unit Linked Insurance (MCC:6211), every type of investment funds, every type of gold products and purchase cancellations and returns.
  • Cardholders can choose the period of installment with a special rate of 0.65 % for 3 / 6 and 10 months which is equivalent to the effective rate of 3 months installment payment equaling to 11.66% per annum, 6 months installment payment equaling to 13.25% per annum and 10 months installment payment equaling to 13.94% per annum.
  • Qualified transactions shall not be those that occur from the temporarily outstanding balance. The Bank reserves the right to cancel the transactions that occurred from the temporarily outstanding balance. The program is reserved for the transactions posted and billed in Thai Baht only.
  • The installment will be applied for the spending transaction made in the same month.
  • The installment will be applied at least one day before the end of statement cycle. The program reserved for the transactions posted and billed in Thai Baht only. Just Call ICBC (Thai) Call center 0 2629 5588 or ICBC Mobile Banking or Internet Banking.
  • The card status must be normal with good payment history.
  • In the case of prepayment, customers shall pay the outstanding balance with a prepayment fee at the rate of 1% of the total remaining amount of the installment. In this respect, when calculating such fees together with interest, penalty fees, other fees and other service fees as specified in item 1 of the announcement in relation to interest rate, penalty fees, other fees and other service fees that financial institutions may demand from conducting credit card business on the Bank’s website, such fees must not be over than 16 % per annum.
  • The Bank reserves the right to change any terms and conditions/benefits of the program by informing the cardholders no less than 30 days in advance. In case of any disagreements/disputes, the Bank’s decision shall be deemed final.
  • For more information, please contact ICBC (Thai) call center at 0 2629 5588 during business hours (Mon-Fri 08.30-21.00/ Sat-Sun and public holidays 8.30-17.00).

（2024-03-01）
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