| Criteria: |
- Customer participating in the program must have normal credit card status with ICBC(Thai).
- The overdue payment period must not exceed 90 days.
- The interest incurred must be from the purchase of goods/services only, the program excludes the interest incurred from cash advances and installment payments.
- Customers must not be participating in other debt relief programs with the Bank that already provide interest reduction benefits.
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Details: |
- Customers must make payments at a minimum of 8% of the credit card limit or higher on the due date. Full payment will not be qualified for interest rebates as outlined in this program.
- Payments that incur interest must pertain only to debts from purchases of goods/services.
- Once the payment has been made, the customer will receive an interest rebate in accordance with the program rules. The Bank will process the interest rebate by crediting the amount to the customer’s credit card account in the following billing cycle after the payment has been verified.
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Interest Rebate Rates: |
- First half of the year 2025: Interest rebate at 0.5% of the payment amount.
- Second half of the year 2025: Interest rebate at 0.25% of the payment amount.
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| *The current annual credit card interest rate is 16% |
Program period: January 1, 2025 to December 31, 2025 |
The Bank will calculate the interest rebate for customers who meet the eligibility criteria starting from the billing cycle in February 2025 |
For more information please contact: |
- ICBC (Thai) Call Center (0 2629 5588)
- www.icbcthai.com
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