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Loan for Transformation Activities
For business sustainable growth
If you are looking for a funds to support your business sustainable growth, ICBC (Thai) offers you the financial scheme to assist you to reach your target and being ready for any future transition with confident.

• High credit line – the credit line up to THB 150 million (including 2020 BOT Soft Loan, Loan for Business Recovery, and, Loan for Transformation Activities)
• Low interest rate – with the first 6-month grace period
• Free – fee and service charges relating to lending business
• Waive – default rate and late payment fee during year 1 - 5
• Clear - Organize your financial plan efficiently due to fixed terms of repayment period

Customer Qualification

• Corporate and SME customers (Both Juristic and individual) registered in Thailand and operates their business in Thailand
• Being the existing customer of the Bank at the end of February 28, 2021 with the total single customer credit line not more than THB 500 million (excluded the Contingent Liability line) or Not being any Commercial Bank’s credit customer at the end of February 28, 2021.
• Not a public company in SET
• Not operates the financial service business
• Not being NPL at the end of December 31, 2019

Purpose of Loan Support three main transformation activities
• Digital technology
• Environmental friendly activity
• Innovation

Credit Line Amount
• Not more than THB 150 million (including 2020 BOT Soft Loan, Loan for Business Recovery, and, Loan for Transformation Activities)

Loan Type
• Non-revolving project loan within 7 years
Interest Rate
• Interest rate at 2% p.a. for the first 2 years and being waived for the first 6 months interest payment
• Interest rate for year 3 – 5: Maximum at 4% p.a.
• Interest rate for year 6 – 7: ICBCT MLR – 1% p.a.

• Guaranteed by the Thai Credit Guarantee Corporation (TCG) with the fee at 1.75% p.a.
• Any other kinds of collaterals accepted by the Bank
• Clean Lending depending upon the regulation and consideration of the Bank

Apply Period
• From now until April 9, 2024

Apply Now!
• Visit, or call ICBC (Thai) Call Center at 026295588 or visit any of our branches nationwide for more information from our experienced specialists and submit the documents

• The loan approval and utilization shall be subject to the Bank’s and the Bank of Thailand’s terms and conditions
• The credit line approval shall be subject to the Bank’s term and conditions.