Article I Transaction Qualification
1. Registration
The Applicant with the Bank card or passbook may be permitted to use the ICBC Personal e-Banking after registering at any branch of the Bank.
2. Halt of Transaction
If an incorrect Log-in Password has been input for 3 consecutive times within the same day, the access to the ICBC Personal e-Banking will be automatically halt for one day and will be available again the next day. Consequently, if an incorrect Log-in Password has been input for 6 accumulate times, such password will be automatically cancelled in which the Applicant will need to reset the Log-in Password at any branch of the Bank.
If an incorrect start up password had been input, the e-Password Token will automatically be locked and will be available again on the next day, except the Applicant may unlock the e-Password Token on the same day by using the unlock challenge code displayed in the e-Password Token at any branch of the Bank. If the e-Password Token is locked for 6 accumulate times, the Applicant will need to reset the start up password at any branch of the Bank.
3. Other regulations for the use of the ICBC Personal e-Banking
The e-Password Token will be used until the battery icon in the upper left will keep flashing when the battery is running low. If the warning appears, the Applicant needs to apply for a new e-Password Token at any branch of the Bank.
Article II Website of the ICBC Personal E-Banking
The Bank’s Website: www.icbcthai.com
Article III Transaction Hours
The ICBC Personal e-Banking is available 24-hour a day. However, some transaction’s time may have limitations
Article IV Transaction Limit per Day
| Verification Type |
Max Limit per Transaction |
Max Limit per Day |
| E-Password Token |
10,000,000 Baht |
10,000,000 Baht |
| OTP Password |
200,000 Baht |
200,000 Baht |
| PIN Password |
500,000 Baht |
500,000 Baht |
| Face Verification + E-Token/OTP/PIN |
>= 50,000 Baht |
>= 200,000 Baht |
Article V Limit per Transaction
| Transaction Type |
Limit Amount |
| Transfer between registered accounts |
No Limit |
| Transfer to other person's account at ICBC (Thai) |
No Limit (THB) |
| Less than 200,000 USD (Same FCD) |
| PromptPay Transfer (ID / Mobile Banking) |
2,000,000 Baht |
| Transfer to other bank accounts (Realtime) |
2,000,000 Baht |
| Transfer to other bank accounts (Sameday) |
2,000,000 Baht |
| Transfer to other bank accounts (Nextday) |
2,000,000 Baht |
| Transfer to other bank accounts (Bahtnet) |
5,000,000 Baht |
| Cross Border RMB Remittance (Pre-Fixed) |
Less than 50,000 US Dollar |
| Cross Border Remittance (ICBC express) |
| Cross Border Remittance (Swift) |
| Bill Payment |
2,000,000 Baht |
| PromptPay e-Wallet Top up |
2,000,000 Baht (Bank) |
| 10,000 Baht (Non-Bank) |
Article VI Others
The Bank will make an announcement in advance when the service is to be suspended more than 3 hours due to an upgrade of the Bank’s website or the ICBC Personal Internet Banking. To check for any announcement please check on the website. The Bank reserves the right to specify, amend, add or change these ICBC Personal e-Banking Transaction Rules.
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