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Key Benefits |
- 1x ICBC Everyday Reward: Every spending THB 1 = 1 ICBC EVERYDAY REWARDS
- 3 Months 0% Installment Plan (reserved for the transactions with minimum spending of THB 1,000 / sales slip, accumulated spending amount shall not be less than THB 3,000).
- 6% Cash Rebate when spending THB 500 or more for online transaction, excluded the Insurance, the Security Brokers/Dealers, The Travel and Tour Operators Categories (Limit Cash Rebate THB 500 / Card / Month).
- 6 times / year for Dragon Pass Lounge VIP Lounge Services, you can buy Dragon Pass Lounge VIP Lounge Services (Limit 6 times / year) at discount price).
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**Use when necessary and pay back full amount on time to avoid 16% interest rate.** |
Click for more details
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FAQs
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Adjustment of cash rebate benefits and conditions, start from September 1st, 2025
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| Qualification |
- The Applicant’s home and/or business address must be located in Thailand.
- The Primary Card Applicant’s age must be 20-65. The Supplementary Card Applicant’s age must be 15 or older.
- Minimum monthly income is THB 15,000 for Thai Citizen / THB 35,000 for Chinese Citizen / THB 100,000 for Others Citizen.
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Apply on 1 Jan 2025 onwards! |
| Visit any of our branches nationwide or contact ICBC (Thai) Call Center for more information from our experienced specialists. Submit the following documents for each application: |
Primary Card Applicant |
- ID card for Thai residents
- Passport and Work Permit for non-residents
- Evidence of income
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Supplementary Card Applicant |
- ID card for Thai residents
- Passport for non-residents
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Remarks |
- Please refer to announcements, regulations and fee rates posted on the website or at our branches for further details.
- The bank has the right to revoke and amend terms and conditions or interest rates, penalties, fines, service charges, fees, and other expenses from time to time deems appropriate. The bank shall inform the cardholder in writing no less than 30 days in advance.
- Any revocation, amendment and change causing the benefit to or decreasing or releasing the obligation or liability of the cardholder, it shall take effect immediately and the bank will give a notice to the card holder.
- ICBC (Thai) would like to inform that starting from June 1, 2025, the Bank would like to change the spending terms and conditions that the following spending shall not be calculated for cash rebate of this program:
- Utility and Telecommunication Bill Payments and/or Monthly/Annual Subscriptions; MCC Codes: 4900, 4814
- Tax Payments; MCC Code: 9311
- Gas Station Spending; MCC Codes: 5541, 5542
- Foreign Exchange and Financial Transactions, Purchase of foreign currency or traveler’s checks via credit card, Cryptocurrency and digital asset purchases, Money transfers, Cash advances from credit cards, Prepaid card purchases, Top-ups or transfers via any type of electronic wallet (E-Wallet) ; MCC Codes: 4829, 6010, 6011, 6012, 6051, 6540
- Payments made via the EasyBills or EasyBills+ applications and websites
- P2P Payment and QR Code Payment
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