| 1. Interest, penalties fee,fines,fees,and other service charges |
|
| -Interest |
-16% per year |
| -Fines for late payment |
- No charge |
| -Beginning date for interest calculation |
- For purchase transaction, calculate from posting date / for cash advance transaction, calculate from transaction date |
| 2. Minimum rate of repayment |
- 8% of total outstanding balance in monthly statements.(From accounting period Jan2026 - Dec 2026)
- 10% of total outstanding balance in monthly credit card statements (From accounting period 2027) |
| 3. Cash advance fees |
|
| - via ICBC Thai's channels |
- 1% of cash withdrawal outstanding |
| - via other channels |
- 2.5% of cash withdrawal outstanding |
| 4. Interest-free repayment period for purchase transaction |
Maximum 56 days from posting date |
| 5. Fees for each type of cards (Baht) |
Platinum card
|
Gold card
|
Classic card
|
|
Primary
|
Supplement
|
Primary
|
Supplement
|
Primary
|
Supplement
|
| VISA Credit Card /UnionPay Credit Card |
|
|
|
|
|
|
| - Entrances fees |
Free |
Free |
Free |
Free |
Free |
Free |
| - Annual fees (free for the first 5 years) |
4,000 |
1,500 |
1,000 |
500 |
500 |
300 |
| Horoscope UnionPay Credit Card and ANY MasterCard Credit Card |
|
|
|
|
|
|
| - Entrances fees |
Free |
Free |
- |
- |
- |
- |
| - Annual fees (free for the first year) |
3,000 |
3,000 |
- |
- |
- |
- |
| 6. Fee for repayments |
at ICBC Thai |
|
|
- Pay by direct debiting from bank account |
No charge |
|
- Pay at bank counters |
No charge |
|
- Pay via ATM |
No charge |
|
- Pay via electronic channels |
No charge |
|
at BBL and KBank |
|
|
- Pay at bank counters |
No charge |
|
- Pay via ATM |
No charge |
|
- Pay via electronic channels |
No charge |
|
at other banks or sevice providers providing cross-bank bill payment service |
|
|
- Pay via electronic channels |
Subject to service provider |
| 7. Fine for returned cheques |
No charge |
| 8. Fee for issuance of new cards in case of loss/damage |
200 Baht/card |
| 9. Fee for requesting account statements |
100 Baht/statement/month |
| 10.Fee for requesting copies of sales slip |
|
| - for domestic transaction |
-100 Baht/copy |
| - for overseas transaction |
-300 Baht/copy |
| 11. Fee for requesting new PIN replacement |
No charge |
12. Fee for balance inquiry
|
|
| - via ICBC Thai's channel |
-No charge |
| - via other channel in Thailand |
- 10 Baht/transaction |
| - via other channel in overseas |
- 20 Baht/transaction |
| 13. Fee for debt collection |
No charge |
| 14. Fee chargeable to tax and government payments |
No charge |
| 15. Fee for currency conversion risk |
Not exceed 2% of the exchange rate as announced by the credit card organizations of which the bank is a member |
| 16. Fee for business security agreement registration |
|
| -Register business security agreement |
- 0.1 % of the registration amount (maximum at 1,000 Baht) plus payment fee 15 Baht |
| Increase registration amount |
- 0.1 % of the increased registration amount (maximum at 1,000 Baht) plus payment fee 15 Baht |
| - Decrease registration amount |
- 200 Baht / time plus payment fee 15 Baht |
|
- Adjust business security agreement details excluded the registration amount
|
- 200 Baht / time plus payment fee 15 Baht |
| - Cancel business security agreement |
- 200 Baht/time plus payment fee 15 Baht |
| Remarks: |
1) Interest rates and fees are subject to change with prior notice from the Bank in accordance with the terms and conditions of credit card.
2) When using credit card overseas, the other expenses may be charged from the service provider in overseas such as the ATM assessment fee.
3) All fees are exclusive of VAT.
4) Fee of business security agreement registration is in accordance with the ministerial regulations of Ministry of Commerce and Ministry of Finance.
|
