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Online Fixed Deposit Account

Manage your own savings with a premium interest fixed deposit account that you can now open and make deposits on your own with our ICBC Personal Internet Banking or Mobile Banking service that is convenient and safe whether for short or long term deposit.

Features and Benefits  

•      Premium interest rates higher than regular savings accounts.
•      Open your account instantly. No need to visit a branch or submit any additional document.
•      A wide range of deposit terms from 3 – 48 months.
•      Deposit, withdraw funds, or check account details online 24 hrs a day.

Account Details

•      Online Fixed Deposit account opened via the e-Banking channels is a bookless account that can be opened or deposited via ICBC Personal Internet Banking or Mobile Banking.
•      Customers must have another bank account opened with the Bank for deposit or withdrawal purpose by transferring funds between the accounts.  The account must be a registered savings account to use on e-Banking channels.
•      Deposits can be made by transferring funds from the designated savings account and withdrawals can be made by transferring funds out of Online Fixed Deposit Account back to the designated savings account then you can withdraw the funds through any bank channel.
•      Customers can choose, upon the maturity date, whether to have the Bank transfer the funds back to the savings account or to renew the account according to the term of deposit chosen by the customers which the interest rate will be as per the applicable rate announced by the Bank on the date of renewal.

Easy Steps to Open an Account

Open an account on ICBC Internet Banking
1.    Log into your account via ICBC Personal Internet Banking and choose ‘Fixed Deposit’ menu. If you have not applied for the ICBC Personal Internet Banking, please contact any of our ICBC (Thai) branches.
2.    Go to ‘Open Fixed Deposit’ and select deposit tenor by clicking ‘Deposit’ link.
3.    Select a savings account from which funds will be used to open your fixed deposit account.
4.    Click ‘ok’ to open the account.

After the account is opened, you can make a deposit in the next steps by choosing a savings account to transfer funds. Then fill in the deposit amount and click ‘submit’ to make the deposit.


•      For individual customers only. One account per one customer.
•      There is no minimum initial deposit amount required. Maintenance balance is not required.
•      Interest will be paid on maturity date.
•      Partial withdrawals are not allowed.
•      Account cannot be closed by the Customer on e-Banking channels. The Customer shall contact the Bank to close the account.

Apply Now!

Log on to your ICBC Personal Internet Banking or Mobile Banking today to open an account with no documents needed. Or call ICBC (Thai) Call Center at 0 2629 5588, or visit any of our branches nationwide for more information from our experienced specialists.

•      Information herein is for reference only. The Bank reserves the right, at its sole discretion, to amend the terms and conditions.
•      Please refer to announcements, regulations and fee rates posted on the website or at our branches for more details.
•      In case of any disagreement/dispute, the Bank’s decision is final.
•      The deposit and accrued interest are under the protection of the laws regarding to the Deposit Protection Agency as per the amount and conditions stipulated therein.
•      A tax exemption privilege shall be in accordance with the regulations of the Revenue Department.

Online Fixed Deposit Sales Sheet